• G60: Pensions
  • Advanced Diploma in Financial Planning – CII
  • Advanced Financial Planning Certificate – CII
  • Financial Planning Certificate – CII
  • Certificate in Equity Release – CII
  • Certificate in Financial Planning and Lifetime Mortgage Activities – CII
  • Certificate in Mortgage Advice – CII
  • Regulated Retail Investment Adviser Re-Evaluation – Nov 2018 – CII
  • Retirement Provision Diploma – PMI
  • Advanced Diploma in Retirement Provision – PMI
  • The STEP Certificate for Financial Services (Trusts and Estate Planning) – STEP
  • AF3 – Pension Planning – CII
  • CF2 – Investment & Risk – CII
  • CF6 – Mortgage Advice – CII
  • CF7 – Lifetime Mortgage Activities – CII
  • CF8 – Long Term Care Insurance – CII
  • CF9 – Pensions Simplification – CII
  • HR1 – Home Reversion Plans – CII
  • J04 – Pension Funding Options – CII
  • J05 – Pension Income Options – CII
  • Bsc.Econ. (Jt Hons) in Economics and Politics
  • 1st4Sport Level 1 Certificate in Coaching Rugby Union
  • UKCC Level 1: Introducing Children to Rugby Union
  • English & Wales Cricket Board (ECB) Support Coach


  • Chartered Financial Planner
    Chartered Financial Planner status is awarded by the Chartered Insurance Institute (CII) and is considered the ‘gold standard’ financial planning accreditation. Steve has made a public commitment to professionalism and must maintain standards of excellence in qualifications, ethics, business practices and professional development.
  • Fellow of the Pension Management Institute
    Steve is a Fellow of the Pension Management Institute – a high accolade and well respected in the industry. Holding this Fellowship proves Steve’s contributions and achievements in the pensions industry.
  • Fellow of the Personal Finance Society
    Steve is a Fellow of the Personal Finance Society – the highest qualification awarded by the body. It is a significant achievement in the industry and confirms Steve’s commitment to developing his specialist financial planning skills and building on existing knowledge.
  • Associate of the CISI
    Steve is an Associate Member of the Chartered Institute for Securities & Investment (CISI). This publicly demonstrates his commitment to professionalism, integrity and excellence to clients and colleagues. It also shows Steve's effort to undertake financial qualifications and his determination to continue his professional development.
  • Affiliate of STEP
    Steve is an Affiliate Member of the Society of Estate and Trust Practitioners (STEP). STEP is a global professional body, comprising lawyers, accountants, trustees and other practitioners that help families plan for their futures.
  • SOLLA Retirement Advice Standard Holder
    The SOLLA Retirement Advice Standard is an independent standard for financial advisers who specialise in understanding the needs of people at, and in, retirement. The aim of the Retirement Advice Standard is to ensure that people are better informed about their financial issues in retirement and can find the right adviser quickly and easily.
Team member

Steve Perera

Steve Perera

Chartered Financial Planner and Director
Reviews and Ratings for Financial adviser Steve Perera, Worcester

What you'll find me doing at work

My role as a Chartered Financial Planner means I thrive on helping people to get clarity regarding their financial position, particularly when a client realises that they have sufficient wealth to allow them to do so much more with their lives.

I proudly embrace the lifestyle approach to financial planning. Working together with clients, we develop strategies that deliver peace of mind, control, prosperity and the ability to do what they’ve planned for.

Where you'll find me after work

I am truly happiest wining and dining at a superb restaurant. That involves eating good food, drinking superb wine, and with the company of my wife and friends. If there is live music and a dance floor afterwards, that would be great too.

At the weekend, you’ll find me on the side lines, either coaching rugby, managing an U13’s cricket team or proudly watching my children play sport.  I am also a supporter of my local Wooden Spoon Charity.

How I'm qualified to help you

With more than 25 years of experience in financial services, my “one-size-certainly-doesn’t-fit-all” approach is based upon the simple supposition that different people want different things from life. This means that we all require different financial outcomes that can be accessed as and when we need them.




FCA Registration

In the spotlight

Get to know Steve a little better.

What’s at the top of your bucket list?

To travel around the capital cities of Europe with my wife staying in top-quality hotels and dining in fantastic restaurants.

What one thing is guaranteed to make your day better?

England winning at rugby.

What app on your Smartphone could you not survive without?

WhatsApp. Without it, I would struggle to organise my social life, including all my children’s sports and other activities.

Is there a quote or motto that sums up your approach to life?

“Consistency is the true foundation of trust. Either keep your promises or do not make them.” Roy T Bennett

Get in touch, we’d love to help you

If you have any questions or queries, a member of the team will always be able to help. Feel free to use the form below or contact us via phone or email.